Cookie Policy
Last Modified: [Insert Date]
We use cookies and related tracking technologies, including web beacons, tracking pixels, and log files (collectively referred to as “cookies”) on this website to distinguish you from other users, assess and improve the functionality of the website and our services, and provide you with a good experience. You can disable certain types of cookies, though doing so often impacts your experience on those websites.
WHAT IS A COOKIE
Cookies are pieces of information shared between your web browser and a website. Some cookies are necessary for making the website work. Some help us assess and improve its performance. We also use cookies to help provide relevant content, program offerings and access to you. A cookie cannot read data from your computer's hard drive.
There are different kinds of cookies with different functions:
(i) Session cookies: These cookies are only stored on your computer during your web session. They are automatically deleted when the browser is closed. They usually store an anonymous session ID, allowing you to browse a website without having to log in to each page. They do not collect any information from your computer.
(ii) Persistent cookies: These cookies are stored as a file on your computer and remain there when you close your web browser. The website that created them can read them when you visit the website again.
(iii) First-party cookies: These cookies are created by our organization and stored and sent between our servers and your computer’s hard drive. They may be either Session or Persistent cookies.
(iv) Third-party cookies: These cookies are created by one of our third-party partners. They are stored and sent between the third-party’s server and your computer’s hard drive. These cookies are usually Persistent cookies.
HOW AND WHY WE USE COOKIES
Depending on which page of our website you are visiting, we may use cookies for the following purposes:
Where Strictly Necessary
These cookies are essential in order to enable you to move around the website and use its features, such as accessing secure areas of the website. Without these cookies, services you have asked for, such as obtaining a quote or logging into your account, cannot be provided. These cookies do not gather information about you that could be used for marketing or remembering where you have been on the internet.
Functionality
These cookies allow our website to remember the choices you make (such as your language preference or the region you are in) and provide enhanced features. For instance, a website may be able to remember your login details so that you do not have to repeatedly sign in to your account when using a particular device to access a website. These cookies can also be used to remember changes you have made to text size, font, and other parts of web pages that you can customize. They may also be used to provide services you have requested, such as completing an application, viewing a video, or commenting on an article. The information these cookies collect is usually de-identified. They do not gather any information about you that could be used for advertising or remember where you have been on the internet.
Performance or Analytics
These cookies collect information about how visitors use a website, such as which pages they go to most often and whether they get error messages from web pages. They also allow us to record and count the number of visitors to the website, all of which enable us to see how visitors use the website in order to improve its functionality.
Advertising
These cookies are used to display advertisements that are relevant to you and to manage the performance of advertisements. Advertising cookies are generally third-party cookies and may be present even if there is no advertising in use on the website.
IP Addresses
When you visit our website, we may collect your Internet Protocol (“IP”) addresses to track and aggregate non-personal Information. For example, we may use IP addresses to monitor the regions from which users navigate the website.
HOW TO MANAGE COOKIES
You can also disable certain cookies via browser settings- Apple Safari (as described here), Google Chrome (as described here), Internet Explorer (as described here), and Mozilla Firefox (as described here).
COOKIE NOTICE DOES NOT COVER THIRD-PARTY WEBSITES
When we include links to other websites, please bear in mind they will have their own privacy and cookie policies that will govern the use of any information you submit. We recommend you read their policies as we are not responsible or liable for their privacy practices.
CHANGES TO THE COOKIE NOTICE
We may update this policy occasionally and we encourage you to review the policy from time to time to stay informed of how we are using cookies. We post the effective date of the policy at the top of the page.
CONTACT US
If you have any questions about this Cookie Notice, please contact us as indicated in our Privacy Notice or by clicking on the Contact text below and filling out the "Contact Us" form with your question.